***** Richard Beaumier's Team ***** Your trusted real estate partner

Cost incurred when buying a property

Any purchase implies specific fees. The following list gives an overview and will help you plan accordingly.

1. Deposit (Why/When/How much)
2. Inspection by a professional
3. Investments selling fees (When/How much/Why)
4. CMHC Insurance (rates and conditions)
5. Home insurance
6. Notary
7. Adjustment of property and school taxes
8. Moving expenses
9. Fuel adjustment (oil/propane gas)
10. Transfer tax (welcome tax)

To find out more about the average amounts expended for these purchasing fees, please contact us.

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1.Detailed specification of costs related to the purchase
2.Detailed analysis of your needs
3.Pre-authorized mortgage
4.Qualification to the HBP (Home Buyer's Plan)
5.Computerised search according to your criteria
6.Visits to selected properties
7.Promise to purchase with conditions
8.Building inspection
9.Mortgage acceptance
10. Notarial act
11.MOVING

To find out more details on the steps to follow to buy a real estate property, please contact us.

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The first step to overcome when planning to buy a property is to assess one's own needs. As a prospective buyer, you need to clarify which type of property you would like to acquire and in which sector/neibourhood. You also need to determine your budget.  In addition to helping you save time, this preparatory work will help prevent false hopes and ensuing disappointments. Finally, prospective buyers are well advised to obtain a pre-authorised mortgage. Click on the Calculator to make your mortgage calculations.

Richard Beaumier's team collaborates with competent mortgage brokers who will be in position to guide you in the financial dimension of a real estate purchase and who will also provide you with insightful options allowing you to manage your time and money.  They will, in particular, forward you, at no cost, all the information of your Home Buyer's Plan. 

To meet or communicate with a qualified professional in order to find out your real borrowing capacity, please contact us.

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